Content updated on 07/11/17
Residents who spend more than 30% of their monthly gross income on housing costs are considered “housing cost-burdened.” Housing costs takes into account mortgages, loans, rent, taxes, insurance and utilities. Households that designate more of their budget on housing have less to spend on food, medical care and other necessities.
Between 2011 and 2015, nearly 20% of Polk County homeowners and over 45% of renters were considered "housing cost-burdened". In total, 27.8% of all households (a combination of all homeowners and renters) were housing cost-burdened in Polk County. (Source: US Census Bureau American Community Survey 2011-2015)
The category of housing cost burden can be divided in low (30% of income), high (more than 30%) and severe (50% or more). An analysis of US Census data shows disparities among populations from different race/ethnic background in Polk County. In 2011, 29% of African Americans experienced severe housing burden while Hispanic households 27% followed by White with 10% and Asian households with 7%.
BY GEOGRAPHIC LOCATION
HOUSING BURDEN BY ZIP CODE
Between 2011 – 2015, housing burden among households in Polk County was found predominantly in the Des Moines area. The ZIP codes 50314 (46.9%), 50309 (41.3%) and 50316 (39.6%) showed the highest percentages of housing burden in the county.
HOUSING BURDEN BY CENSUS TRACT
VACANT HOUSING BY CENSUS TRACT
The Impact of Social and Environmental Determinants of Health in Polk County: Affordable Housing