Recent Disaster Information

FEMA Individual Assistance

DES MOINES– Gov. Kim Reynolds received notification September 1st that 10 additional counties that were impacted by the Aug. 10 derecho have been approved for the Federal Emergency Management Agency's (FEMA) Individual Assistance Program.
Individuals and business owners in Benton, Boone, Cedar, Jasper, Marshall, Polk, Poweshiek, Scott, Story, and Tama counties may now apply for the FEMA Individual Assistance Program. FEMA Individual Assistance can provide disaster-affected homeowners, renters, and businesses with programs and services to maximize recovery, including assistance with housing, personal property replacement, and medical expenses. Linn County was approved for Individual Assistance on Aug. 20.
Residents in the 11 counties approved for the Individual Assistance Program may apply online at DisasterAssistance.gov or by calling the FEMA helpline at 800-621-3362. TTY users can call 800-462-7585.
In her Aug. 16 request for a Presidential Disaster Declaration, the governor had requested a total of 27 counties be approved for Individual Assistance. Through further assessment and validation by the state and FEMA, it was determined 16 of those counties did not have sufficient damage to be approved for the Individual Assistance Program, including nine counties which withdrew from consideration: Audubon, Clarke, Grundy, Iowa, Jackson, Jones, Madison, Muscatine, and Washington.
The Iowa Individual Assistance Grant Program is no longer available in counties where the FEMA Individual Assistance Program has been made available. Visit the Iowa Department of Human Services website at https://dhs.iowa.gov/disaster-assistance-programs for more information.
In addition, damage in eight counties is being validated prior to requesting inclusion in the FEMA Public Assistance Program, providing assistance to public entities and select nonprofit organizations. The following counties will likely be submitted in the next few days for approval for Public Assistance Program funding: Greene, Grundy, Guthrie, Hardin, Iowa, Jackson, Keokuk, and Washington. If approved, these counties will join the following 16 counties that were approved for Public Assistance funding on Aug. 17 by President Trump: Benton, Boone, Cedar, Clinton, Dallas, Jasper, Johnson, Jones, Linn, Marshall, Muscatine, Polk, Poweshiek, Scott, Story, and Tama.

Damage Reporting

For homeowners and renters...please use this form to report damage to your property.  This damage report will be used to assess the need for local, state, and federal disaster assistance programs.

Damage Reporting Form

Debris Management

If you were impacted by the storm, check out the city/county specific information below regarding how to get rid of storm debris. Be sure to click the link for your city/county name for detailed information to ensure successful collection. For small twigs and branches, please utilize the Compost It! program.

Metro Waste Authority Jurisdiction-Specific Information

Need Help with Debris?

Debris clean up assistance for elderly and persons with disabilities - Call 2-1-1 

Many residents are able to clean up their own debris, have friends, neighbors or family to help, or have resources to hire a company.  However, there are residents without those resources and abilities.  Polk County Emergency Management has developed a network that links volunteer groups with those in need for debris clean up.  Initial priority will be given to the elderly and disabled.  If you are elderly or disabled and need assistance with debris clean up, please call 2-1-1.  After answering a few questions you will be connected with Crisis Cleanup to be put you on a list for assistance. Please keep in mind that the need is high and the wait for assistance may be longer than you would like.

Want to Volunteer?

If you are a group/organization, or know of a group/organization, that would like to volunteer to help with clean-up, go to CrisisCleanup.org or VolunteerIowa.org. There are interviews and training both organizations require to be added to lists. Those processes are in place to ensure the safety of all involved.


Understandably, people feel compelled to help in any way they can in the aftermath of a major disaster, driven by images and stories that they see in the media and in their social feeds. But what many don’t understand is that the vast majority of goods that get donated can be procured much more efficiently and cheaply from local sources. Giving cash is best.

About the Community Foundation of Greater Des Moines Disaster Recovery Fund

As we make supporting our most vulnerable populations the top priority in this unprecedented time, there is no administrative fee for participating in the fund. The Community Foundation of Greater Des Moines is covering the cost of the staff leading and facilitating this effort. In addition, donors making a credit card contribution have the opportunity to increase their gift amount to cover the credit card processing fee. 

Dollars received will first focus on disproportionately affected communities by addressing economic needs and the health impact on vulnerable populations caused by COVID- 19, the Derecho, related closures and other impacts of the outbreak and storm. The long-term application of the fund will focus on additional needs that will inevitably arise. This long-term recovery work will be ongoing and it is the intent that this fund continues to grow and serve as a source that can be activated quickly in the face of whatever the next disaster may be.

The DRF extends beyond a single disaster and is a key part of the community’s coordinated disaster response. Preparedness work will be continuous and ongoing. The fund is activated in times of local disaster as recommended by local Emergency Management authorities.

We may not know what tomorrow will bring, but thanks to support of the DRF we have the confidence that we stand ready to meet the challenge. Our community has proven time and time again that we are better together and this collaborative spirit will once again prevail as we support our neighbors in need.


Help for Non-Profit Organizations

SBA Disaster Assistance Available to Iowa Private Nonprofit Organizations

Low-interest federal disaster loans are now available to certain private nonprofit organizations in Iowa following President Trump’s federal disaster declaration for Public Assistance as a result of severe storms that occurred Aug. 10, 2020.  Private nonprofits that provide essential services of a governmental nature are eligible for assistance.

These low-interest federal disaster loans are available in Benton, Boone, Cedar, Clinton, Dallas, Jasper, Johnson, Jones, Linn, Marshall, Muscatine, Polk, Poweshiek, Scott, Story and Tama counties.

“Private nonprofit organizations should contact Public Assistance Bureau Chief Katie Waters of the Iowa Homeland Security and Emergency Management Department by calling (515) 725-3231 or emailing katie.waters@iowa.gov to obtain information about applicant briefings,” said Director Tanya N. Garfield of SBA’s Disaster Field Operations Center-West. “At the briefings, private nonprofit representatives will need to provide information about their organization,” continued Garfield. The Federal Emergency Management Agency will use that information to determine if the private nonprofit provides an “essential governmental service” and is a “critical facility” as defined by law. If so, FEMA may provide the private nonprofit with a Public Assistance grant for their eligible costs. If not, FEMA may refer the private nonprofit to SBA for disaster loan assistance.

SBA may lend private nonprofits up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.

For certain private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help with meeting working capital needs caused by the disaster. Economic Injury Disaster Loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact. Economic injury assistance is available regardless of whether the nonprofit suffered any property damage.

The interest rate is 2.75 percent with terms up to 30 years. The deadline to apply for property damage is Oct. 16, 2020. The deadline to apply for economic injury is May 17, 2021.

Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloanassistance.sba.gov/. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.

FEMA Public Assistance Program

For cities, counties, school districts and certain private non-profits...

FEMA's Public Assistance program supports cities, counties, school districts and certain private-non-profit organizations recovering from disasters by providing them with grant assistance for debris removal, life-saving emergency protective measures, and restoring public infrastructure.

FEMA Public Assistance Debris Guidance PowerPoint Slides here.  Recorded YouTube presentation below.

Request for Public Assistance

Iowa Homeland Security and Emergency Management Department is now accepting requests for Public Assistance (RPA) for DR-4557 for eligible applicants within the 16 declared counties. 

To learn how to submit a request for Public Assistance please watch this tutorial to provide instructions as to how to submit a request within Iowa Department of Homeland Security and Emergency Management's grants management system, EMGrants Pro.

FEMA Public Assistance Applicant Briefings Scheduled

Iowa Department of Homeland Security and Emergency Management will hold virtual FEMA Public Assistance Applicant Briefings at 2:00 PM Tues.-Friday of next week (August 25-August 28).   All attendees will be required to register in advance:  https://zoom.us/meeting/register/tJcufu-przIuGdUzJQgL36Hbv68Djy2dIm1H.

After registering, you will receive a confirmation email containing information about joining the meeting.

Eligible applicants to apply for FEMA Public Assistance include:

Local Governments:

- Counties and parishes

- Municipalities, cities, towns, boroughs, and townships

- Local public authorities

- School districts

- Intrastate districts

- Councils of governments

- Regional and interstate government entities

- Agencies or instrumentalities of local governments

- Special districts established under State law

- State recognized Tribes

Federally recognized Indian Tribal governments

Private Nonprofit Organizations:

To be an eligible PNP, the PNP must show that it:

- Has a ruling letter from the U.S. Internal Revenue Service 

- Has documentation from the State substantiating it is a non-revenue producing, nonprofit entity organized or doing business under State law.

- Owns or operates an eligible facility.  An eligible facility is one that provides a critical service (education, utility, emergency, or medical) or a facility that provides non critical but essential social services and provides those services to the general public.

Hazard Mitigation

The State of Iowa will receive FEMA disaster funding under the Hazard Mitigation Grant Program (HMGP) as part of Presidential disaster declaration DR-4557-IA (August 17, 2020) as a result of severe storms and flooding that occurred in our State this summer.


Project Types

The State is accepting Notice of Interests (NOIs) for those eligible hazard mitigation project types that will reduce or eliminate losses from future natural disasters, including but not limited to:

  • Priority #1 (category A) Property Acquisition/Elevation, electric utility hardening, detention basins, warning sirens. (See attached addendum for additional project types)
  • Priority #2 (category B) Elevate/protect wastewater lift stations, backup generators. (See attached addendum for additional project types)
  • Priority #3 (category C) Tornado Safe Rooms, small flood barriers. (See attached addendum for additional project types)


Eligible Applicant

Potentially eligible applicants include:

  • State agencies and local governments
  • Federally recognized Indian tribal governments, including State-recognized Indian tribes, and authorized tribal organizations
  • Private nonprofit (PNP) organizations or institutions that operate a PNP facility as defined in the 44 Code of Federal Regulations, Section 206.221(e).


The Disaster Mitigation Act of 2000 (DMA 2000) requires a FEMA approved local hazard mitigation plan prior to FEMA awarding HMGP project funds. Funding will be limited to sub-applicants with an approved local hazard mitigation plan at time of award.

Current Approved Polk Countywide Hazard Mitigation Plan may be found HERE.

Applicants with proposed projects located in a FEMA-identified Special Flood Hazard Area (SFHA) are eligible for State funding only if the jurisdiction in which the project is located is participating in the National Flood Insurance Program (NFIP). There is no NFIP participation requirement for projects located outside of the SFHA.

Cost Share:

This is a cost share grant program which means that awarded grants will be funded as follows:

  • Federal (FEMA) share of total eligible costs  – 75% maximum
  • Non Federal share of total eligible costs – 25%
    • State of Iowa – 10% (typical )
    • Local – 15%


Iowa Code 455B.262A [effective 6-30-2011]; State participation in funding financial assistance (10% State cost share) for a flood related disaster requires participation in the NFIP for a city or county with an effective FEMA published flood insurance map that identifies a SFHA. To determine NFIP participation please visit: http://www.fema.gov/cis/IA.html.


Notice of Interest (NOI) & Application Process

Applicants must complete the appropriate (project specific) NOI form located in the EMGrantsPro grants management system. The NOI forms can be found using the following link: http://www.iowahomelandsecurity.org/grants/HMA.html.

The State hazard mitigation staff will review NOIs using basic eligibility criteria for HMGP projects outlined in 44 CFR 206.434 (c), project type and level of interest in relation to acceptance of a greater local cost share. Invitations to complete a full HMGP project application will be sent to qualifying sub-applicants for both new NOI’s and previously submitted NOI’s where limited funding was available. Invitation letters will identify a State Mitigation Project Officer who will work directly with the applicant. This Project Officer will contact the applicant to discuss the proposed project, the application requirements, and be available to provide technical assistance during the application development process if needed.

For additional information or questions, feel free to contact a lead State Mitigation Project Officer:

Dusty Pogones – Deputy State Hazard Mitigation Officer                515-725-9384


Terry Brown – Acquisition/Relocation Projects:                               515-725-9371


Hanna Henscheid - Acquisition/Relocation Projects:                         515-725-9307


Mat Noble – Planning Projects:                                                          515-725-9404


Dan Schmitz – Infrastructure Projects:                                              515-725-9369 dan.schmitz@iowa.gov

Carol Tomb – Infrastructure Projects:                                                515-725-9305


Steve Oberbroeckling – Infrastructure Projects:                                 515-725-3214


Avoiding Scams and Fraud

Scams seem to follow disasters. Don’t let your guard down and suffer another disaster such as identity theft or paying fees for services that are never provided.

Remember, FEMA never charges for services nor does it endorse any commercial business, product or service. All federal employees have an official badge/ID. Ask to see it.

The following are some common post-disaster fraud practices to avoid.

Fake offers of state or federal aid:

  • Beware of visits, calls or emails from people claiming to be from FEMA or the State of Iowa asking for your Social Security number, bank account or other sensitive information. Giving out this type of information can help an unscrupulous person make a false claim for assistance or commit identify theft.

 Fraudulent building contractors.

When hiring a contractor, the Iowa Attorney General suggests:

  • Check out the contractor before you sign a contract or pay any money. Ask if the contractor is registered with the Iowa Workforce Development's Division of Labor Services.  You can check a contractor's registration online through the Division of Labor Serviceswebsite or call 1-800-562-4692 or 515-242-5871.  Check local references. Ask the Attorney General's Consumer Protection Division if it has complaints (515-281-5926 or 1-888-777-4590).
  • Get it in writing! Get several written estimates for the job you want done. Before any work begins, agree on a written contract detailing work to be done, responsibility for permits, costs, and any other promises. Request a copy of the contractor's liability insurance certificate. Put start and completion dates in writing and consequences if the contractor fails to follow them (example: the contract could be nullified if the contractor doesn't start on time.)
  • Avoid paying large sums in advance to a contractor. If you have to make a partial advance payment for materials, make your check out to the supplier and the contractor. Insist on a "mechanic's lien waiver" in case the contractor fails to pay others for materials or labor.
  • State law prohibits price gouging when a county has been declared a disaster area.
  • In most cases, Iowa's Door-to-Door Sales lawgives you three business days to cancel a contract signed at your home.

 Don’t fall for scam artists who promise a disaster grant and ask for large cash deposits or advance payments in full.

  • Federal and state workers do not solicit or accept money. FEMA and the U.S. Small Business Administration (SBA) staff never charge applicants for disaster assistance, inspections or help in filling out applications.
  • FEMA inspectors never require banking or other financial information.
  • The job of FEMA housing inspectors is to verify damage. Inspectors do not hire or endorse specific contractors to fix homes or recommend repairs. They do not determine eligibility for assistance.
  • FEMA inspectors will not condemn a property. Condemnation determinations are made by your local jurisdiction.

Recovery officials encourage Iowa residents to watch for and report any suspicious activity.

Iowans can submit an online consumer complaint, which allows you to attach and submit any supporting documents, such as contracts, advertisements, correspondence, proof of payment, etc.  You can also download a printable complaint form and mail it to the Office of the Attorney General of Iowa, Consumer Protection Division, Hoover State Office Building, 1305 E. Walnut St., Des Moines, Iowa 50319-0106.

Other Resources

Disaster Recovery Resources

DHS Disaster Assistance

Governor Kim Reynolds issued disaster proclamations for a number of counties affected by the recent derecho storm.  Visit the Iowa Department of Human Services' website regarding Food Assistance replacement, Iowa Individual Disaster Assistance Grant Program, Iowa Disaster Case Management, and Disaster Behavior Health Response.  

Community Action Agencies

Many community action agencies offer assistance such as food banks, food delivery initiatives, clothing, diapers, and other emergency and disaster relief needs. There is a network of 17 community action agencies that serves all of Iowa's 99 counties. To find a community action agency near you, visit the Iowa Department of Human Rights' website.

211 Help Line  www.211iowa.org

211 provides support, resources, and referrals in the event of a disaster. Iowans may call 2-1-1 or 1-800-244-7431 to be connected to the help they need.   

For the English Language Learner Help Line, call 1-877-558-2609.   

For deaf and hard-of-hearing Iowans, dial 7-1-1 first for the Telecommunications Relay Service to reach the 2-1-1 hotline.

Mortgage/Rent Assistance

The Iowa Association of Realtors' grant is available to help individuals affected by the derecho storm with mortgage payment assistance or rental costs due to displacement up to $1,000 per applicant. Some scenarios for eligibility may include a homeowner with a mortgage that was displaced due to damage of their home; a homeowner with a mortgage living in their home without power due to the storm damage; a renter that was displaced due to damage of their apartment building.  

Free U-haul Self-Storage Units for 30 days

U-Haul facilities across the state are offering 30 days of free self-storage units and U-Box portable storage containers to residents affected by the derecho.  Find the locations offering this service by clicking here.

Volunteer Iowa

Many volunteer opportunities can be found on the state's Volunteer Iowa website.  For volunteer opportunities related to the derecho, click here.  Volunteers are advised to use health and safety measures.  

CDC Safety Tips

The CDC offers health and safety tips, including chainsaw precautions, when cleaning up after severe weather.  Use safety gear, pace yourself, and be careful of potential hazards. Clean Up Safety After a Disaster

Legal Assistance

Iowa Legal Aid is a nonprofit organization providing critical legal assistance to low-income and vulnerable Iowans who have nowhere else to turn.  Along with volunteer lawyers throughout the state, Iowa Legal Aid helps the legal system work for those who cannot afford help with legal issues.  Iowa Legal Aid closed approximately 15,000 cases in 2018, helping nearly 35,000 people, 15,000 of whom were children. Over 70% of the primary clients were women and 23% were seniors. Almost 32% reported having a disability.

The Iowa State Bar Association has a list of resources for legal assistance. Visit their website for locations and programs:  https://www.iowabar.org/page/LegalAssistance.

Iowa COVID-19 Legal Advice Hotline 1-800-332-0419  Iowans experiencing legal issues related to COVID-19, such as eviction, denial of unemployment benefits, employment issues or identity theft may call the hotline.  Callers can leave a message, and a representative will call them back. The hotline is a project of Iowa Legal Aid, the Iowa State Bar Association, and the Polk County Bar Association’s Volunteer Lawyers Project.

Supplemental Unemployment Benefits

On August 14, 2020, the Federal Emergency Management Agency (FEMA) approved Iowa’s application to participate in the "Lost Wages Assistance" program for enhanced federal unemployment insurance benefits. Iowans whose unemployment is the result of the pandemic, and who are eligible for at least $100 in benefits per week, will qualify for an additional $300 in weekly benefits retroactive to the week ending August 1.  As FEMA and the U.S. Department of Labor continue to issue guidance, Iowa Workforce Development (IWD) will continue to develop the implementation and application processes. The IWD website will be updated as additional information becomes available, including timelines for application and payment.

The IWD website also contains a section on job openings and services for job seekers.

Iowa Developmental Disabilities Council Storm Relief Grants

The Iowa Developmental Disabilities Council (The Council) is offering to fund time-limited assistance to providers and organizations supporting people with developmental disabilities who experienced losses due to the Derecho storm on August 10, 2020.  The Derecho Relief Fund will fund mini-grants up to $1,000 each. The purpose of this funding initiative is in response to emerging needs of individuals with developmental disabilities and their families who have been impacted by the Derecho storm, especially unmet needs that could lead to institutionalization.

The funding can be spent on the following items:

  • Gift cards for food and cleaning supplies
  • Gift cards for items that may have been destroyed in the storm
  • Generators to support community homes for people with disabilities and/or their families.
  • Costs associated with clean-up of storm damage to community homes for people with disabilities and/or their families
  • Costs associated with the storm that have created significant difficulties

The Council will consider reimbursing for the costs of these items that providers and organizations may have already incurred to support people with disabilities and/or families. Receipts will be required as well as the number of people supported

Who Can Submit a Proposal?

Organizations, including service providers, municipalities, schools, human service agencies, who support people with developmental disabilities and are located in the Governor’s Disaster Proclamation: Audubon, Benton, Boone, Cass, Cedar, Clarke, Clinton, Dallas, Greene, Grundy, Guthrie, Hardin, Iowa, Jackson, Jasper, Johnson, Jones, Linn, Madison, Marshall, Muscatine, Polk, Poweshiek, Scott, Story, Tama, and Washington counties. Applicants must have a federal tax identification number to be eligible.


The Council will accept applications until September 8, 2020.  The Council has $10,000 of funding assistance to provide.

The Application Must Include:

  1. Name of organization
  2. The title address, phone number and email address of your organization’s contact person
  3.  A description of the impact the Derecho storm had on people with disabilities and/or their families
  4. A description of how the funding will be spent
  5. An anticipated number of individuals the funding will support
  6. The total funding requested

If funding is approved, please be aware that it can take up to 2 weeks after the approval date for all paperwork to be processed and a check issued. You will be required to supply your organization’s federal tax identification number. Applications can be emailed to Brooke Lovelace at blovela@dhs.state.ia.us. For questions, please call 515-288-0442. 

American Red Cross Assistance

Red Cross Announces Emergency Financial Assistance Program Following the Iowa Derecho
Eligible households can apply for $450 financial assistance to support emergency needs

AUGUST 21, 2020 - As we continue to provide services for those affected by the derecho that hit Iowa on August 10, the American Red Cross will deliver emergency financial assistance to households whose residences sustained major damage or were destroyed. Qualified households will be eligible for $450 to support emergency needs. Funds will be made available using Electronic Funds Transfer (EFT).

To complete applications, heads of household are encouraged to call 1-800-REDCROSS, and select prompt 4. The financial assistance application requires a valid text enabled phone number and/or an email address for processing.

Financial assistance will allow people to make their own decisions and prioritize what they need to start recovering. Funds can help families replace clothes or food, offset transportation costs or support other immediate needs. This financial support is in addition to the other services the Red Cross continues to provide, including cleaning supplies, food, health and mental health support, and spiritual care.

The Red Cross is prepared to provide financial assistance to hundreds of households that sustained major damage or were destroyed when the derecho occurred in Central and Eastern Iowa, as determined by Red Cross disasters assessment teams.

Major damage is indicated by significant structural damage to a residence that requires extensive repairs. This may include substantial failure of the roof, walls or foundation. A residence that is destroyed is one that is a total loss or with damage so extensive that repair is not feasible.

To qualify for Red Cross immediate assistance, heads of household may be asked to verify their identity and residency. Documentation to validate identity can include U.S. or foreign passport, government issued driver’s license or ID, permanent resident card or consular identification. Documents to validate proof of residence can include a valid government issued driver’s license or ID, a deed, a mortgage statement, a lease or rental agreement on property letterhead signed by landlord, a monthly utility bill or bank statement, or an official document such as mail from a child’s school or vehicle insurance card, dated between July 11, 2020 and September 9, 2020.

All Red Cross services, including financial assistance, are free and available to whoever needs it, regardless of citizenship or residency status, nationality, race, sexual orientation, religious beliefs, class or political opinions.

Regardless of whether a household qualifies for immediate financial assistance, other forms of Red Cross support are available for everyone affected. This support includes cleaning supplies, food, health and mental health support, spiritual care and more. To learn about other resources that may be available to assist households as a result of Iowa Derecho, call 2-1-1 or visit redcrossdisasterresources.auntbertha.com.

The Red Cross has a zero-tolerance policy when it comes to fraud and will aggressively pursue fraudulent activities. If you are aware of fraud, please contact your local law enforcement or the Red Cross at disasterfraud@redcross.org or through our toll-free Concern Connection Line at 1-888-309-9679.

For more information, please visit redcross.org/ia or call 1-800-REDCROSS.

SBA Economic Injury Disaster Loans

SBA Economic Injury Disaster Loans Available to Iowa Small Businesses

SACRAMENTO, Calif. – Small nonfarm businesses in 31 Iowa counties are now eligible to apply for low‑interest federal disaster loans from the U.S. Small Business Administration, announced Director Tanya N. Garfield of SBA’s Disaster Field Operations Center-West. These loans offset economic losses because of reduced revenues caused by drought in the following primary counties that began Aug. 4, 2020.

Primary counties:  Adair, Audubon, Boone, Calhoun, Carroll, Cass, Crawford, Dallas, Greene, Guthrie, Sac, Shelby and Webster;

Neighboring counties:  Adams, Buena Vista, Cherokee, Hamilton, Harrison, Humboldt, Ida, Madison, Monona, Montgomery, Pocahontas, Polk, Pottawattamie, Story, Union, Warren, Woodbury and Wright.

“SBA eligibility covers both the economic impacts on businesses dependent on farmers and ranchers that have suffered agricultural production losses caused by the disaster and businesses directly impacted by the disaster,” Garfield said.

Small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred.

“Eligibility for these loans is based on the financial impact of the disaster only and not on any actual property damage. These loans have an interest rate of 3 percent for businesses and 2.75 percent for private nonprofit organizations, a maximum term of 30 years, and are available to small businesses and most private nonprofits without the financial ability to offset the adverse impact without hardship,” Garfield said.

By law, SBA makes Economic Injury Disaster Loans available when the U.S. Secretary of Agriculture designates an agricultural disaster. The Secretary declared this disaster on Aug. 24, 2020.

Businesses primarily engaged in farming or ranching are not eligible for SBA disaster assistance. Agricultural enterprises should contact the Farm Services Agency about the U.S. Department of Agriculture assistance made available by the Secretary’s declaration. However, nurseries are eligible for SBA disaster assistance in drought disasters.

Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloanassistance.sba.gov/. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.

The deadline to apply for economic injury is April 26, 2021.